Our Legal Terms, Plain and Direct

Our terms of service set out the conditions under which you may hold and operate a boskoin account where local law permits. They cover account eligibility, transaction conduct via DANA, OVO, GoPay and QRIS, the handling of disputes, and the circumstances under which we may suspend

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   or close an account. We apply Indonesian regulatory expectations as our baseline: if a conflict arises between a general clause and an Indonesia-specific provision, the local provision takes precedence. Our payment policy section specifically addresses how funds move through DANA, OVO, GoPay and QRIS rails and

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   what happens if a transaction is flagged or delayed. Accessing these terms is straightforward — navigate to your account settings and select Legal Documents at any time.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.